legal policy

As a member of the PCA you and your family are protected in the event of any type of accident where you or they are not to blame. In a road traffic accident your passengers are also covered, regardless of whether you are to blame or not.

B4 Legal Protection cover for any type of non-fault accident includes, whilst:

  • Travelling in any vehicle
  • On public transport
  • At work
  • At school
  • Shopping
  • Walking
  • Cycling


B4 Legal Protection policy benefits include:

  • Referral to one of B4 Claims’ specialist personal injury solicitors.
  • £100,000 legal expenses cover.
  • Immediate rehabilitation treatment to assist a speedy recovery.
  • A like-for-like replacement vehicle if your vehicle is off the road.
  • Recovery of uninsured losses, including policy excess and loss of earnings.
  • Access to a confidential Legal Helpline for any type of personal legal advice.

In the event of a claim please call the B4 Claims Helpline on 0845 450 2238 and ask to speak to David Akrill.
For confidential Personal Legal Advice please call 0845 241 9664.


Had an accident? What to do next…

If you, or any member of your family, have a Road Traffic Accident:

  • Do not comment on who was at fault.
  • Exchange your contact and insurance details with the other driver involved.
  • Obtain the contact details of any witnesses.
  • If there is any evidence of an injury report the accident to the police.

If you, or any member of your family, have any other type of accident:

  • Obtain the contact details of any witnesses.
  • Make a note of the circumstances surrounding the accident.


Following any non-fault accident call the B4 Claims Helpline as soon as possible on 0845 450 2238 who will, if appropriate, at no charge to you:


  • Organise a like-for-like replacement vehicle.
  • Refer you to a specialist personal injury solicitor.
  • Arrange immediate rehabilitation treatment.
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